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Privacy Policy

Nile Turtle Privacy Policy

At Nile Turtle, we value your trust and prioritize the security of your personal information. This Privacy Policy outlines how we protect and manage your data, and how you can control the information we share.

Definitions

"Site" refers to our website (http://www.nileturtle.com) and any related services we provide.
"You" or "User" refers to any individual who interacts with the Site, including registered users.
"Nile Turtle" or "We" refers to Nile Turtle, the entity operating the Site.

Third-Party Links

Nile Turtle’s Site may include links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any website you visit.

The Work Space

Our Site includes public and private areas. The Public Work Space is available for all Users, while the Private Work Space allows for secure communication and information exchange, especially when processing applications for loans or credit. All shared information in the Private Work Space is used solely for facilitating communication and processing applications.

Information We Collect

We gather the following types of nonpublic personal information:

Information from Forms: Details you provide when registering, applying for services, or completing other forms (e.g., name, address, email, phone number, income, assets, debts, credit score).
Transaction Information: Data about your transactions with us or affiliated parties (e.g., loan balances, transaction history).
Credit and Financial Data: Information from credit reporting agencies and other providers about your financial history, creditworthiness, and demographic details.
Employment and Insurance Information: Data about your employment, work history, and property insurance coverage.

We may need to verify the information you provide. Accuracy is essential for us to properly assess your financial situation.

Automatically Collected Information

Nile Turtle automatically collects technical data, such as your browser type, version, and IP address. This helps us improve your user experience and tailor the Site to your device. We may also use cookies to personalize your experience and track trends. You can disable cookies in your browser settings, but note that some parts of the Site may not work properly without them.

We also log IP addresses for security purposes or to enforce compliance with our Terms of Use, but we do not typically link IP addresses to specific user data unless necessary.

How We Use Your Information

We prioritize the confidentiality and security of your data. Only those who need it to perform their job functions can access your information. We use commercially reasonable safeguards to protect your data from unauthorized access or disclosure.

We do not share your information with external parties except:

When Required by Law: For compliance with legal obligations or to respond to legal processes.
To Obtain Loan Approval: To share your data with partners and affiliates involved in loan processing.
For Fraud Protection: To assist in preventing fraud or protect our services.

Text Messages

By registering with Nile Turtle, you agree to receive SMS notifications related to your account or loan application. Below are the terms for our SMS service:

Data Collection: We collect your name, email, address, and mobile phone number for SMS updates.
Data Usage: Your information is used only for notifications regarding loan status, appointment reminders, and account updates.
Data Security: We implement secure storage measures to protect your information.
Data Retention: We retain your data as long as you are subscribed to our SMS service. You can opt out anytime.

Message Frequency: SMS messages may vary in frequency depending on the stage of your loan process.

Opt-Out: You can opt out by replying "STOP" to any SMS or by contacting customer support at (210) 508-6814 or via email at info@nileturtle.com.

Standard Message and Data Rates May Apply.

Selling Information

We do not sell, rent, or trade your personal data to third parties.

Advertising

Currently, we do not run banner ads on the Site. We may, however, send you emails about services that might interest you. You can opt-out of promotional emails by contacting us.

Surveys and Demographic Information

We may collect demographic data from surveys or registration forms to better understand our Users and improve our services. We do not share your personal data with third-party marketers, and any information we gather in contests will be used solely for prize fulfillment.

User Comments

We encourage you to provide feedback and suggestions on how we can improve our services. Any comments or feedback you submit may be used to respond to your queries or make improvements. With your permission, we may also use your comments in promotional materials.

Data Security

We use commercially reasonable methods to secure your personal information. However, due to the nature of internet communication, we cannot guarantee complete security during transmission over the internet.

Browser "Do Not Track" Requests

Currently, we do not have a specific mechanism to respond to "Do Not Track" requests from web browsers. As industry standards evolve, we may implement changes to address these requests.

Correcting or Updating Information

To correct or update your personal information, please contact us directly.

Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your data, please reach out to us:

Email: info@nileturtle.com
Phone: (210) 508-6814

Let me know if you need anything else!Welcome to [Your Website Name]!

These terms and conditions outline the rules and regulations for the use of [Your Company Name]'s Website, located at [Your Website Address].

By accessing this website, we assume you accept these terms and conditions. Do not continue to use [Your Website Name] if you do not agree to take all of the terms and conditions stated on this page.

Cookies:

The website uses cookies to help personalize your online experience. By accessing [Your Website Name], you agreed to use the required cookies.

A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

We may use cookies to collect, store, and track information for statistical or marketing purposes to operate our website. You have the ability to accept or decline optional Cookies. There are some required Cookies that are necessary for the operation of our website. These cookies do not require your consent as they always work. Please keep in mind that by accepting required Cookies, you also accept third-party Cookies, which might be used via third-party provided services if you use such services on our website, for example, a video display window provided by third parties and integrated into our website.

License:

Unless otherwise stated, [Your Company Name] and/or its licensors own the intellectual property rights for all material on [Your Website Name]. All intellectual property rights are reserved. You may access this from [Your Website Name] for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

Copy or republish material from [Your Website Name]
Sell, rent, or sub-license material from [Your Website Name]
Reproduce, duplicate or copy material from [Your Website Name]
Redistribute content from [Your Website Name]

This Agreement shall begin on the date hereof.

Parts of this website offer users an opportunity to post and exchange opinions and information in certain areas of the website. [Your Company Name] does not filter, edit, publish or review Comments before their presence on the website. Comments do not reflect the views and opinions of [Your Company Name], its agents, and/or affiliates. Comments reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, [Your Company Name] shall not be liable for the Comments or any liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

[Your Company Name] reserves the right to monitor all Comments and remove any Comments that can be considered inappropriate, offensive, or causes breach of these Terms and Conditions.

You warrant and represent that:

You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
The Comments do not invade any intellectual property right, including without limitation copyright, patent, or trademark of any third party;
The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material, which is an invasion of privacy.
The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant [Your Company Name] a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats, or media.

Hyperlinking to our Content:

The following organizations may link to our Website without prior written approval:

Government agencies;
Search engines;
News organizations;
Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
System-wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications, or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party's site.

We may consider and approve other link requests from the following types of organizations:

Commonly-known consumer and/or business information sources;
Dot.com community sites;
Associations or other groups representing charities;
Online directory distributors;
Internet portals;
Accounting, law, and consulting firms; and
Educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of [Your Company Name]; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to [Your Company Name]. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

By use of our corporate name; or
By use of the uniform resource locator being linked to; or
Using any other description of our Website being linked to that makes sense within the context and format of content on the linking party's site.

No use of [Your Company Name]'s logo or other artwork will be allowed for linking absent a trademark license agreement.

Content Liability:

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are raised on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights:

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website:

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us at any moment. We will consider requests to remove links, but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct. We do not warrant its completeness or accuracy, nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer:

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

Limit or exclude our or your liability for death or personal injury;
Limit or exclude our or your liability for fraud or fraudulent misrepresentation;
Limit any of our or your liabilities in any way that is not permitted under applicable law; or
Exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.