Nile Turtle Privacy Policy

At Nile Turtle, we value your trust and prioritize the security of your personal information. This Privacy Policy outlines how we protect and manage your data, and how you can control the information we share.

Definitions

• "Site" refers to our website (http://www.nileturtle.com) and any related services we provide.

• "You" or "User" refers to any individual who interacts with the Site, including registered users.

• "Nile Turtle" or "We" refers to Nile Turtle, the entity operating the Site.

Third-Party Links

Nile Turtle’s Site may include links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any website you visit.

The Work Space

Our Site includes public and private areas. The Public Work Space is available for all Users, while the Private Work Space allows for secure communication and information exchange, especially when processing applications for loans or credit. All shared information in the Private Work Space is used solely for facilitating communication and processing applications.

Information We Collect

We gather the following types of nonpublic personal information:

• Information from Forms: Details you provide when registering, applying for services, or completing other forms (e.g., name, address, email, phone number, income, assets, debts, credit score).

• Transaction Information: Data about your transactions with us or affiliated parties (e.g., loan balances, transaction history).

• Credit and Financial Data: Information from credit reporting agencies and other providers about your financial history, creditworthiness, and demographic details.

• Employment and Insurance Information: Data about your employment, work history, and property insurance coverage.

We may need to verify the information you provide. Accuracy is essential for us to properly assess your financial situation.

Automatically Collected Information

Nile Turtle automatically collects technical data, such as your browser type, version, and IP address. This helps us improve your user experience and tailor the Site to your device. We may also use cookies to personalize your experience and track trends. You can disable cookies in your browser settings, but note that some parts of the Site may not work properly without them.

We also log IP addresses for security purposes or to enforce compliance with our Terms of Use, but we do not typically link IP addresses to specific user data unless necessary.

How We Use Your Information

We prioritize the confidentiality and security of your data. Only those who need it to perform their job functions can access your information. We use commercially reasonable safeguards to protect your data from unauthorized access or disclosure.

We do not share your information with external parties except:

• When Required by Law: For compliance with legal obligations or to respond to legal processes.

• To Obtain Loan Approval: To share your data with partners and affiliates involved in loan processing.

• For Fraud Protection: To assist in preventing fraud or protect our services.

Text Messages

By registering with Nile Turtle, you agree to receive SMS notifications related to your account or loan application. Below are the terms for our SMS service:

• Data Collection: We collect your name, email, address, and mobile phone number for SMS updates.

• Data Usage: Your information is used only for notifications regarding loan status, appointment reminders, and account updates.

• Data Security: We implement secure storage measures to protect your information.

• Data Retention: We retain your data as long as you are subscribed to our SMS service. You can opt out anytime.

Message Frequency: SMS messages may vary in frequency depending on the stage of your loan process.

Opt-Out: You can opt out by replying "STOP" to any SMS or by contacting customer support at (210) 508-6814 or via email at connect@nileturtle.com.

Standard Message and Data Rates May Apply.

Selling Information

We do not sell, rent, or trade your personal data to third parties.

Advertising

Currently, we do not run banner ads on the Site. We may, however, send you emails about services that might interest you. You can opt-out of promotional emails by contacting us.

Surveys and Demographic Information

We may collect demographic data from surveys or registration forms to better understand our Users and improve our services. We do not share your personal data with third-party marketers, and any information we gather in contests will be used solely for prize fulfillment.

User Comments

We encourage you to provide feedback and suggestions on how we can improve our services. Any comments or feedback you submit may be used to respond to your queries or make improvements. With your permission, we may also use your comments in promotional materials.

Data Security

We use commercially reasonable methods to secure your personal information. However, due to the nature of internet communication, we cannot guarantee complete security during transmission over the internet.

Browser "Do Not Track" Requests

Currently, we do not have a specific mechanism to respond to "Do Not Track" requests from web browsers. As industry standards evolve, we may implement changes to address these requests.

Correcting or Updating Information

To correct or update your personal information, please contact us directly.

Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your data, please reach out to us:

• Email: contact@nileturtle.com

• Phone: (210) 508-6814