A modern house with a large driveway, featuring a sleek design with a mix of white and dark exterior finishes. The roof is multi-tiered, and large windows are visible. There are landscaped areas around the property, including a lawn and various outbuildings in the background.
A modern house with a large driveway, featuring a sleek design with a mix of white and dark exterior finishes. The roof is multi-tiered, and large windows are visible. There are landscaped areas around the property, including a lawn and various outbuildings in the background.
Residential Property Loans

Direct lending for non-owner occupied properties.

100000$

A large, concrete building with an imposing architectural style features a prominent sign for Banco Hipotecario. The frontage displays vertical columns and large glass windows. Pedestrians and vehicles, including a white van and several cars, are visible on the street.
A large, concrete building with an imposing architectural style features a prominent sign for Banco Hipotecario. The frontage displays vertical columns and large glass windows. Pedestrians and vehicles, including a white van and several cars, are visible on the street.
A modern building facade with large windows and a sign displaying 'credithuman'. The structure has a combination of beige brick, glass, and metal elements. Trees are partially visible in the foreground.
A modern building facade with large windows and a sign displaying 'credithuman'. The structure has a combination of beige brick, glass, and metal elements. Trees are partially visible in the foreground.
Commercial Real Estate Loans

Loans for retail properties without LLC requirements.

200000$

Flexible Loan Options

Specializing in fix-n-flip and long-term rentals.

Ground Up Construction

Financing available for new construction projects.

300000$

A modern bank building with a prominent sign in both Chinese and English for China Construction Bank. The facade features large, reflective windows and a clean, structured architectural design. Potted plants are placed near the entrance, giving it an inviting look.
A modern bank building with a prominent sign in both Chinese and English for China Construction Bank. The facade features large, reflective windows and a clean, structured architectural design. Potted plants are placed near the entrance, giving it an inviting look.
A view of the upper floors of a light-colored building with multiple windows and ornate architectural details. A red and white 'For Sale' sign with contact information is visible on the building's facade. The building is surrounded by greenery, and there are overhead utility lines. The sky above is partly cloudy with patches of blue.
A view of the upper floors of a light-colored building with multiple windows and ornate architectural details. A red and white 'For Sale' sign with contact information is visible on the building's facade. The building is surrounded by greenery, and there are overhead utility lines. The sky above is partly cloudy with patches of blue.
A brightly lit building at night with a sign reading 'TRADER$' and accompanying phrases like 'buy sell lend' and 'we pay cash'. The structure has a red and white facade and is adorned with several windows. A neon 'open' sign is visible in one of the windows.
A brightly lit building at night with a sign reading 'TRADER$' and accompanying phrases like 'buy sell lend' and 'we pay cash'. The structure has a red and white facade and is adorned with several windows. A neon 'open' sign is visible in one of the windows.
Rehab and Upgrades

Funding for property renovations and improvements.

150000$

Long Term Rentals

Loans for investment properties with rental potential.

250000$

Fix-n-Flip Loans

No monthly interest payments for quick flips.

500000$

Loans FAQ

What types of properties qualify?

We lend on non-owner occupied residential properties only, excluding primary residences and rural properties.

What is the loan range?
What are the loan requirements?
Do you offer commercial loans?
What are the loan terms?

We offer no monthly interest payments on residential fix-n-flip loans and advanced draws for experienced borrowers.

Our direct residential loan range is from $100,000 to $3,000,000 per property for various financing needs.

Loans are available for purchases, refinances, ground up construction, rehab/upgrades, and long-term rentals.

Yes, we provide commercial retail loans without requiring an LLC or personal income verification.

Loan Projects

Explore our diverse lending options for real estate projects.

An aerial view of a modern architectural estate, featuring multiple buildings with green rooftops and a central courtyard. The estate is surrounded by lush greenery and palm trees, and the pathways are neatly arranged. There are manicured lawns and landscaped gardens throughout the property.
An aerial view of a modern architectural estate, featuring multiple buildings with green rooftops and a central courtyard. The estate is surrounded by lush greenery and palm trees, and the pathways are neatly arranged. There are manicured lawns and landscaped gardens throughout the property.
Residential Loans

We provide loans for non-owner occupied residential properties, including purchases, refinances, and renovations, with amounts ranging from $100,000 to $3,000,000.

An aerial view of a large estate surrounded by lush greenery and trees. The property features a red-roofed house, a manicured lawn, a driveway with several cars parked, and a tennis court. The estate is surrounded by a dense forest, providing a secluded and tranquil atmosphere.
An aerial view of a large estate surrounded by lush greenery and trees. The property features a red-roofed house, a manicured lawn, a driveway with several cars parked, and a tennis court. The estate is surrounded by a dense forest, providing a secluded and tranquil atmosphere.
Commercial Loans

Our commercial retail loans cater to both individuals and companies, offering flexible options without the need for an LLC or personal income verification.